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At Dunes Insurance, we understand that buying a house is a huge investment. Protect your home with full-coverage home insurance that doesn’t break the bank.

Flood

Flood insurance provides coverage for property damage caused by rising water, helping homeowners and businesses recover from flood-related losses. It is often separate from standard homeowners insurance and is typically required for properties located in high-risk flood zones.

Protecting locals in Charleston, North Myrtle Beach, and Hilton Head Island.

We are a local independent agency designed to provide lower premiums and higher coverage with a hometown service approach. At Dunes Insurance, our local insurance agents are here to help you find the best protection that fits your lifestyle and budget. We provide all types of insurance including, but not limited to Auto, Home, Flood, Commercial, and Umbrella. We insure property throughout Charleston, James Island, Johns Island, Folly Beach, Kiawah Island, Seabrook Island, Sullivan’s Island, Isle of Palms, Daniel Island, Edisto Island, Fripp Island, and the rest of South Carolina from North Myrtle Beach to Hilton Head.

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