HOA Insurance is there to insure a communal space that residents share among themselves and their guests. This type of policy covers physical damage and general liability if a guest is injured in the shared space. At Dunes Insurance, we understand the challenges of maintaining communities with high standards – especially when the unexpected happens.
The cost of HOA insurance is usually built into the HOA fees of those residing in the community, and the policy is taken out under the board as an entity or under the parent HOA company. Common areas and structures covered are usually: the building(s) roof and exterior, AC unit, pool, tennis courts, work out room/equipment, and more depending on amenities offered.
To determine what type of HOA insurance is best for you, call our office at 843.737.6263 to speak with one of our agents at Dunes Insurance in Charleston and North Myrtle Beach.
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